LendingClub Corporation beat Q1 '25 revenue estimates, but extra provision charges for potential macroeconomic weakness led to a slight EPS miss. The fintech plans to grow loan originations, aiming for up to $2.3 billion in Q2, with the potential to double quarterly originations based on TAM growth. LC stock, trading at $10, is undervalued trading below TBV and at only 7x '26 EPS targets.
The headline numbers for LendingClub (LC) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
LendingClub Corporation (NYSE:LC ) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants Artem Nalivayko - Head, Investor Relations Scott Sanborn - Chief Executive Officer Drew LaBenne - Chief Financial Officer Conference Call Participants Bill Ryan - Seaport Research Partners Giuliano Bologna - Compass Point Vincent Caintic - BTIG Tim Switzer - KBW Crispin Love - Piper Sandler Operator Good afternoon. Thank you for attending today's LendingClub First Quarter '25 Earnings Conference Call.
![]() LC 23 Feb 1999 | Other | ₱0 Per Share |
![]() LC 24 Apr 1998 | Other | ₱0 Per Share |
31 Dec 2016 Date | | - Cons. EPS | - EPS |
30 Sep 2016 Date | | - Cons. EPS | - EPS |
30 Jun 2016 Date | | - Cons. EPS | - EPS |
31 Mar 2016 Date | | - Cons. EPS | - EPS |
31 Dec 2015 Date | | - Cons. EPS | - EPS |
![]() LC 23 Feb 1999 | Other | ₱0 Per Share |
![]() LC 24 Apr 1998 | Other | ₱0 Per Share |
31 Dec 2016 Date | | - Cons. EPS | - EPS |
30 Sep 2016 Date | | - Cons. EPS | - EPS |
30 Jun 2016 Date | | - Cons. EPS | - EPS |
31 Mar 2016 Date | | - Cons. EPS | - EPS |
31 Dec 2015 Date | | - Cons. EPS | - EPS |
Credit Services Industry | Financial Services Sector | Mr. Scott C. Sanborn CEO | XPHS Exchange | PH5267322015 ISIN |
US Country | 1,025 Employees | - Last Dividend | 8 Jul 2019 Last Split | 11 Dec 2014 IPO Date |
LendingClub Corporation, established in 2006 and based in San Francisco, California, marks its presence as a prominent bank holding company within the United States. The company has carved out a niche in the financial products and services sector, catering to a wide range of customer needs through its comprehensive offerings. Over the years, LendingClub has evolved, expanding its services beyond traditional banking products to include an innovative online lending marketplace platform, showcasing its adaptability and commitment to meeting the diverse financial needs of its clients.
LendingClub Corporation offers a broad spectrum of financial products and services designed to accommodate the various requirements of its clients. These offerings include: